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Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
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Empowering insurers to close the flood insurance protection gap while managing risk and profitability.
We understand the challenges of developing a sustainable flood insurance business:
Milliman Bungalow® brings together everything you need to get started in a prebuilt, yet customizable solution, including:
*Bungalow Forms designed by FSC
Realize opportunity with sophisticated rates from our flood data and the KatRisk model.
Get to market quickly with pre-approved loss costs, prebuilt accelerators, and years of flood expertise built in.
Reduce or avoid development and regulatory costs to increase agility and free resources for innovation.
Rapidly customize your solution with help from Milliman’s flood and GIS experts.
Milliman PinPoint delivers relevant geographic rating insights to your system at the point of decision through a simple API.
Market Baskets are portfolios of hypothetical risks with realistic distributions of characteristics used for property and flood insurance pricing.
Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool.
Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S.
Plan for climate-related issues with sophisticated models representing more than 30 years of expertise.
Improve flood insurance with independent flood rating and underwriting, ratemaking, and competitive analysis.
Select insurance-related technology solutions that solve your key challenges and make the most of data.
Match price to risk, get better ratings, and improve profitability in the most difficult markets.
In recent years, the private flood sector has grown rapidly and will likely continue to grow until the new market significantly closes the U.S. flood “protection gap.”
Milliman collaborated with KatRisk to develop tools to quickly assess the private flood insurance feasibility, and then compared our modeled private flood insurance premiums to those of the NFIP.
Milliman recently collaborated with Risk Management Solutions, Inc. to model a potential private flood insurance market in New Jersey and New York.
The visibility of climate’s impact on property hazard is increasingly leading individuals and their chosen leaders to ask: how might an increase in hazard affect the desirability of living in various communities, and…
This articles explores some questions and challenges for aspiring U.S. private flood insurers.
Flood has been considered an uninsurable risk for years. But the tide may be turning thanks to several recent developments.
Given the volatile political – not to mention atmospheric – winds, it is a good time for an overview of insurance governance and challenges in one of the world’s riskiest catastrophe zones.
Ask the tough questions. We’re ready for them.