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Risk

The most dangerous risks to your business are those you can’t see.

As the requirements of operating a business have grown, so has the responsibility for more rigorous risk and financial management. By helping clients to identify and manage hidden and emerging risks, we enable them to make decisions with greater confidence and guard against the growing threats to their businesses.

Nobody understands risk better than we do.

Our rigorous, distinctly innovative approach to risk management is built on a foundation of actuarial expertise and shaped by some of the most advanced thinking in the industry.

Whether you’re looking to improve capital efficiency, comply with regulatory requirements, or guard against market volatility, Milliman offers a complete range of operational, strategic, and financial risk management solutions and tools.

COVID-19

Navigating a global pandemic

How will the coronavirus transform healthcare, retirement, and insurance?

CLIMATE CHANGE

Climate change: social and economic impact

Scientifically established, yet hotly debated on the political stage, one thing that’s certain is that climate change is bringing with it a host of risks.

See the latest thinking

VIDEO

Threats unknown: Managing cyber risk for tomorrow

Cyber risk is evolving fast. You’ve got to evolve faster.

VIDEO

Enterprise risk management: Evolution and transformation

Enterprise risk management is evolving, and insurance companies now have more sophisticated ways to control information.

index

Milliman Mortgage Default Index

The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages

Video

Helping Paradise, California, rebuild

Milliman worked with researchers, local leaders, and other experts to create a sustainable future for the community, which was devastated in 2018 by the most destructive wildfire in state history.

Read the most recent risk-related thought leadership.

Read the articles

PRODUCTS

Milliman risk products

Modern flood insurance program

Bungalow

Milliman Bungalow is a private flood insurance plan that includes advisory loss costs, risk classification rating factors, and rating rules.

Financial modeling and industrialization

Financial modeling & industrialization

Integrate

Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.

Insurance risk assessment

Insurance risk assessment

IntelliScript

IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.

Auto policy underwriting

Milliman AccuRate Fleet

AccuRate Fleet™ is a usage-based insurance score designed to enable more accurate pricing of fleet exposure and driving behavior risk.

Reserve and liability modeling

Mortgage platform for investments & reinsurance

Milliman M-PIRe

A comprehensive platform to evaluate mortgage investment opportunities, trends in the market, and portfolio aggregation.

Reserve and liability modeling

Reserve and liability modeling

NAVI

Dramatically reduce the time required for life insurance reserves and liabilities calculations with innovative modeling.

Geographic rating insights

PinPoint

Milliman PinPoint delivers relevant geographic rating insights to your system at the point of decision through a simple API.

Premium comparison platform

Premium comparison platform

Pixel

Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool.

Predictive analytics

Predictive analytics

REVEAL

Assess the volatility embedded in pension plans, immediate annuities, and deferred annuities with longevity guarantees.

Predictive analytics

Predictive analytics

Recon

Visually explore industry experience against your own and make intelligent decisions based on drivers of policyholder behavior.

Solvency II reporting and compliance

Solvency II reporting & compliance

VEGA

Streamline Solvency II compliance with a multi-user, multi-site tool for Standard Formula SCR and quantitative reporting templates.

SERVICES

Milliman risk services

Complex risk assessment

Manage threats and opportunities related to complex non-financial risks among people, systems, and the external environment.

Hedging

Design, deploy, and manage hedging programs while benefiting from our extraordinary breadth in dealer and instrument coverage.

Enterprise risk management

Embed ERM best practices into your organization to create a structured and sustainable business management process.

Milliman Managed Risk Strategy

Stabilize the volatility of an investment portfolio during periods of significant and sustained market declines.

Mortgage feasibility studies

We combine actuarial and modeling expertise with capital markets structure analysis to deliver meaningful financial feasibility studies.

Mortgage compliance

Milliman assists clients with compliance-related analytics for both fair lending and quality control reviews.

Mortgage government services

We specialize in building customized and cost-effective solutions to measure and manage the risks associated with originating credit risk.

ILS Pricing Reviews

Maintain an edge in an increasingly competitive marketplace with a wide range of investment portfolio reviews.

View all risk services

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