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Prior to joining Milliman, Michael worked for an actuarial consulting firm where he was responsible for a wide range of life and health insurance pricing, product management, acquisition analysis, valuation, and cash-flow testing projects. Previously, Michael served as the chief actuary for AIG's Domestic Accident & Health Division, leading product development and experience management for a diverse range of individual and group health products (travel accident, occupational accident, student accident, worksite marketed supplemental health, and direct marketed accident). While at Chubb Corporation, Michael developed accident and health products for international markets (specializing in the country of India). At American United Life he priced and managed life and disability products sold on a true group and voluntary basis.