Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Deliver on the promises of the past and create smart solutions for the future.
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
CORAL is a groundbreaking program that helps users quickly estimate actuarial equivalent relative values of different health benefit plans.
CORAL is an Excel-based model based on Milliman's Health Cost Guidelines. It lets you see how changing a multitude of variables such as copays, deductibles, and coinsurance rates will affect your per-member-per-month cost.
It makes benefit calculations much easierUltimately, CORAL saves you time. CORAL does the work for you, taking very complicated insurance plan calculations and organizing everything into a user-friendly interface. You can change inputs and see new results instantly. All the complicated technical work is done on the back end.
It helps you gauge the coming effects of healthcare reformCORAL can let you see the effects of the new law, such as no-cost sharing on preventative benefits and the removal of annual and lifetime limits. CORAL will quickly estimate the impact for you.
CORAL's features give you flexibility
Ask the tough questions. We’re ready for them.